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We have no up front fees! I don't get paid until we settle your debt. Call us today to discuss your issue.

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Debt settlement, also known as debt arbitration or debt negotiation, is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full. As long as consumers continue to make minimum monthly payments, creditors will not negotiate a reduced balance. However, when payments stop, balances continue to grow because of late fees and ongoing interest. Consumers can arrange their own settlements by using advice found on web sites, hire a lawyer to act for them, or use debt settlement companies.[1] Some settlement companies may charge a large fee up front; or take a monthly fee from customer bank accounts for their service, possibly reducing the incentive to settle with creditors quickly. One expert advises consumers to look for companies that charge only after a settlement is made, and charge about 20 percent of the amount by which the outstanding balance is reduced.

Debt Settlement

Debt Consolidation Program

Our consolidation program is a personal financial program designed to work within a client's debt situation. The first stage of the program starts at the root of your personal finances, which are the monthly expenses. With this information we can negotiate with your creditors. No, matter what your needs are, our program can help you. We will establish contact with your creditor, and establish a relationship that bears fruit for your financial situation in the shortest time possible. With Randolph Debt Solutions your interest are always first. We are here to serve you.

If you are interested in finding out more about what our debt resolution service can do for you, call one of our friendly Debt Consultants today.

Debt Settlement

Randolph Debt Solutions specializes in debt settlement, also called debt negotiation. Debt Settlement is a debt relief option that allows consumers to pay off their creditors in only two to three years - or even less, in some cases - while saving thousands or even tens of thousands of dollars in the process. How is this possible? Rather than continuing to struggle making monthly minimum payments, which do little more than pay interest and fees, our clients put money into a savings account each month. Our skilled negotiators then use the accumulated funds to settle with the clients' creditors for as little as 40 cents on the dollar. Due to these amazing savings, our clients can be completely debt free fast, usually without paying more each month than they already are expending in minimum payments.

If you are interested in finding out more about what our debt resolution service can do for you, call one of our friendly Debt Consultants today.

What our clients are saying

Dear Rick,

Thank you so much for attempting to work with me and my husband in helping us with our debt situation.

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Thank you

Rick,

I have known you now for about 5 months and have had several conversations and meetings with you. We have even had some difficult conversations.